One of our largest contributions to a film project is the financial side. We take a staunch "no-nonsense" approach to film financing, utilizing both typical and non-typical film financing methodology. Film Departments of traditional banks can be utilized, but we find that our underwriting appeals more to Investment Banking Structured Financing.

At the present time, we have access to a new Film Finance Program.

~Film Financing Philosophy~ We try to strike common ground between what is a good deal for the "money source" and a good deal for the "project"

There are two distinct elements to successful film production; creative sense and business sense. These can be distinctive skill sets. Many feel that the business side of the industry interferes with the creative process. Some deals may only need partial funding while others need 100% financing. Some deals have attached bankable talent and distribution while others are just starting in the film business and have lots of motivation but no track record and simply need a break to get started. Some deals need to be more flexible where there is a need for short term bridge loans while others need a longer term loan, e.g. such is the case when the option of pre-selling distribution is not utilized.

Whatever your picture situation, ZenCrux, in its continuing effort to make as many non-traditional financing tools available to the "Indie" marketplace as possible, has developed a new unorthodox structured finance concept that might provide some additional funding to film projects and that has little to no impact on the "creative side".

ZenCrux is coming to market with a non-recourse loan structure for film finance.

What does this mean?

ZenCrux has established a strategic alliance with a non-recourse funding source. In this case, non-recourse means that the lender does not have any additional recourse against the borrower under a loan default (other than the initial pledged collateral at loan closing). In this specific type of structure, the lender accepts at closing various types of negotiable securities as collateral. If you repay the loan, you get your collateral back. If you do not repay the loan, you lose your initially-pledged collateral. But that is all. There is no additional recourse from the lender against your corporate or personal assets. An additional important point is that the terms of this type of loan are quite favorable and not available through conventional sources, e.g., your bank or brokerage firm.

Here is how it works:

• If you are the owner of tradable securities such as common stock, options, or bonds we can arrange a unique opportunity for you to get CASH without selling!
• This structure allows you to obtain loans against those securities with a loan-to-value ("LTV") of up to 90% and the interest rates on the loans are normally quoted at around "prime" plus-or-minus 1%.
• The loans are Non-Recourse ("walk away") loans with terms up to 20-years that require interest-only payments. All loans are NON MARGIN loans. You will NEVER face a margin call.
• Interest payments can be made monthly, quarterly, or accrue until maturity. The exact terms of the loan will differ from one transaction to the next, as there are many variables to be considered. Once we receive your inquiry, we can determine the program that best fits you.